On the web dealing has grown tremendously from the past decade. Some sort of investment investor must utilize a dealer to be able to type in the investment orders.

First off, if you are going to "play" the Penny stocks, you should be trading the majority of them and not investing in them. You'll understand why shortly.

Penny stocks are normally those that have a share price of $5 or less, with many being under a penny. Those stocks that sell for less than a penny are called "subbers", as they are a sub-penny in value. Some actually trade in the hundredths of a cent.

The majority of the pennies and subbers trade don't trade on the higher exchanges, such as the NASDAQ or AMEX, but rather on the Pink Sheets or the Over the Counter Bulletin Board (OTCBB). This is due to them not meeting the minimum requirements of the higher exchanges, primarily because they are emerging, small companies in the development stage.

Before getting into the actual nitty gritty of the trades, you will need to meet your own requirements before trading:

- Most importantly, never trade with money you can't afford to lose! Read that again. Too many people take money out of savings, their paychecks, etc., that is needed for their daily expenses. The worst case is taking out a loan to "invest in a sure winner". Greed kills. Mortgage or rent goes unpaid, marriages suffer, etc.

- Find a broker that has online trading AND also will allow you to trade in penny stocks on the Pinks and OTCBB. Not all do, and you don't want to take the time to set up an account and find out later that you can't trade the penny stocks. Check first before signing up!

- You will eventually migrate to a trading forum board on the Internet and discover all sorts of great picks - not! The message boards are dangerous to your trading account for a variety of reasons. More to come on this below.

- Learn this term and apply it every time you think you want to buy a certain stock: Due Diligence, or DD. This involves researching everything you can find on the stock, and only factual, verifiable information. Some of the resources are the company's own web site, official press releases (PRs), web sites such as Yahoo Financial, The Pink Sheets, InfoQuotes, etc. One thing that is NOT DD is getting info from the message boards, unless there is a verifiable source.

- Have an entry point and an exit strategy. Don't buy into a buying frenzy, as the stock will most likely retrace down shortly after. Look for a good buying opportunity entry point. Decide on an exit point: how much do you want to safely make? You can put in a "stop" on your account that will normally automatically sell your shares if the price drops to the level you set your stop at. Some people want to risk only 30%, for instance, and set a stop for a 30% loss. A really good method is to use a "trailing" stop to lock in profits. If you set a trailing stop for 30%, as the share price climbs, your stop trails along behind the new share price.Message boards - these are very dangerous due to the anonymity of the people posting messages both for and against the stock. You have no idea who or what agenda the posters have. "Pumpers", who continually post outlandish positive claims that are outright lies or exaggerations, and "Bashers" who do the opposite, inhabit these forums. Their agenda is to drive the price per share up or down, depending on their particular agenda.

The amateurs, or "newbies", that sign onto these forums will wind up following the posters who tell them what they want to hear, regardless of reality. We all want our stocks to skyrocket, so we tend to listen those pumpers who satisfy our psychological needs and ignore the people that question not only the pumpers but also the company itself. A really good board will allow free discussion of both sides as long as the posters can substantiate their claims. Flame wars are all too prevalent on a lot of these forums, and should be avoided. It's nothing but noise and distraction. By the way, DD is NOT listening to a pumper or a basher on the boards!

I mentioned in the beginning that you should trade and not invest in these penny stocks. The land of pennies is littered with the victims of scam artists, both involving the companies themselves and people not affiliated with the company. You see, penny stock companies trading on the Pink Sheets have almost no responsibilities to the "investors" or to the SEC. They don't have to report their financial figures nor the number of shares authorized and outstanding. This leads to unscrupulous people who set up a penny stock company very easily and then issue millions, and sometimes billions, of shares. They then pump themselves on the message boards and give the false impression the company is going to make millions of dollars on something. The price per share goes up, people notice and start buying more, and the buying frenzy starts. But, the company CEO and his henchmen start selling into the frenzy, making a fortune. Guess what? You lose.

The other hazardous maneuver is the "group play". A few people get together, buy up tons of very cheap shares of a pink sheet company that's going nowhere. They then start pumping the hell out it on forums and sometimes emails to subscribers. The buying frenzy begins, people don't want to miss out and load up with more shares, and the scammers sell their shares into the buying frenzy similar to the CEO scenario above. They make a killing; the price per share starts dropping back to the original price or a lot of times below it. You lose. Again. Get the picture?

Bottom line: don't invest long term in these companies. Watch the trading patterns, get into one that starts going up, and take a quick profit and get out. Repeat this a number of times and you start building up your account. DON'T get emotionally involved or married to the stock. The vast majority of penny stocks go out of existence and leave the "investors" with worthless stock.

If you really feel that the company just might be a good long-term play, you should sell just enough shares when the price rises to get back your original cost. Then you have "free" shares riding for the long term. If it skyrockets in a year or two, you have a great profit that cost nothing. If it goes bankrupt, then who cares - it didn't cost you anything and you still have the original money to play other stocks.

Play it smart and learn everything you can from the tremendous resources available on the Internet. And good luck!

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Learning to make the house Wheelchair offered. Effectively the very first thing to view will be the level you will possess.

Let's face it. If you're in a wheelchair, you're not going up a flight stairs. But it's not just for people in a wheelchair, anyone who has trouble walking can have some serious problems around stairs. So what do you do when you live in a home with steps and you can't get inside? You need a handicap ramp. In this article I'll explain the math and a few basic principles on designing your own handicap ramp.

Now I obviously can't tell you how to build a handicap ramp to fit your own steps due to the fact that everyone's home may be different, but what I can tell you is the basic math equations that you will need to build a handicap ramp according to the specifications of the standard building code. While each county and state has its own specific code required for building a handicap ramp, I will explain the southern standard building codes rules for a ramp. Remember to always call your local building department to verify your design and purchase any permits that may be required for a handicap ramp.

So lets start with some basic math first. To begin, you will need to find the height of your handicap ramp. Using a straight edge or a level, place it on top of the platform you are building the handicap ramp to. Hang it over the edge and measure down to the bottom of your platform. According to the southern standard building code, a handicap ramp must fall no more than one inch in height per one foot of length. This formula is the ideal for wheelchairs and other mobility devices.

Lets use the formula now on my porch. I measured down my steps at home and came up with the measurement of two feet. Now we need to multiply 24 inches by 12. 12 is the number of inches in one foot. Our answer is 288 inches. That means our handicap ramp must be a total length of 288 inches or 24 feet long. The formula is height x 12" = ramp length.

Now that you have the length of your ramp determined you will need to cut some stringers. Stringers are the long boards your ramp will be supported by. Your best bet for stringers are to use 2x12's made from pressure treated yellow pine. Yellow pine is the strongest structural wood there is. Measure the 2x12's to length and cut. Now mark one end to the height of the handicap ramp. You may need to place another 2x12 on top of the other to achieve the required height. Using a chalk box, snap a line from one end of the 2x12 to the other end that you just marked and rip cut the board using a circular saw.

Now you can use the stringers to build your ramp. You may need to notch the stringers around steps or other obstacles as needed. Attach supports between the stringers at least every 16 inches. Use at least 2x6's or larger for supporting the weight of people. For plywood, a good bet is to use at least ¾ inch or thicker. Using pressure treated plywood or marine grade is a real good idea for outdoor use, otherwise you will need to weatherproof it with paint or water seal. Good luck with your handicap ramp!

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Stocks having lower price/book rates or maybe price/earnings ratios. Until recently, benefit shares have got appreciated better average profits when compared with progress stocks and options (stocks and shares along with large price/book or P/E ratios) in a number of places

The stock market is a big thing - too big for anyone to completely understand in a single lifetime. Even the best investors will admit that there's always a little chance involved. Or a lot.

Still, there are ways for a totally green newbie to start making green by trading.

1. Play virtual stock market games. My favorite is Investopedia because it's fast, simple, and has real NASDAQ and NYSE stocks on it. It allows short selling, simulated broker delays, etc. It also resides on a site with tons of clearly written beginner tutorials and introductory material. There are of course lots of others; Wall Street Survivor, WeSeed, How the Market Works, etc.

The point is to jump right in and start trading real stocks, but with fake money. Make sure it's a free game - there are too many free ones to justify paying a fee to play. Usually they'll give you $10,000 or $100,000 to start out with. It doesn't matter because your goal isn't to have as much as possible by the end of the year, its to GAIN as much as possible compared to how much you started with. Every single method I use when trading real stocks, I first tested on a virtual trading game. Oh, it can be frustrating; I wish the $1,000 I made on my first trade was real money, and at times I was doing so badly that I swore I'd never even try real money anyway. In the long run however, it's definitely worth your time.

2. Ask friends. Ask Anyone. This is the thing about human beings; they like people to know that they know stuff. Millions of people spend hours and hours learning the stock market and will be anything but bored/annoyed if you ask them to drop you some tips. In fact, a great many have been waiting decades for someone to give them an excuse to rant and rave about their theories and rights and wrongs. It's a win-win situation for wealthy nerds and cool poor people alike.

3. Don't read too much. Seriously. Don't make it boring. Trading stock isn't hard at all. What is hard is sifting through dusty textbooks (and worse, poorly written ebooks) that ramble on and on about every single aspect of the stock market even though you just wanna know about the things you plan on doing. It's a lot more effective to use trial and error methods (via practice websites) and ask specific questions (via other people) than to sit down and read the whole damn stock market. This is one of those fields that's so immensely gigantic and complicated that you'll just end up burned out and stick to your dayjob if you 'force yourself'. Even the most basic, simple jargon (IPOs and preferred stocks and bears and pigs and zebras) can bore a newcomer to tears. Learn these things as they become relevant rather than torturing yourself.

4. Ignore 99% of the 'expert writers'. It's hard to think of stuff to write about. Really. In fact, it's harder than trading stocks. That's the thing about 'expert financial writers'. If they just repeated factual and useful information over and over, they wouldn't have a job. You can get that stuff by reading FAQs and government documents from 30 years ago. Instead, they're forced to churn out risky theories, attempt to debunk established methods, and anything else just to give their name some momentum. It's painful to see an dead-obvious stock climbing at an insane rate right as the markets are opening, throw $5,000 at it then sell, making more on it than you did at your 9-5 that day, then finding some 'expert' telling people to do the exact opposite with a bunch of pie charts and Freud quotes. These guys intentionally make the stock market out to be more mysterious than it is because, simply put, they need something to write about.

And that's it. Give it some time and jot down any patterns you notice while playing practice markets. As soon as you punch some basic math and develop an investing method that leans profit odds strongly in your favor, you won't be able to wait to use real money instead of the play stuff. Keep your initial expectations low - just managing to play around and study until you're pulling a consistent $10 a day means you've gotten the fundamentals down and can gradually risk more and more.

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What is a the particular Stock market? It's a good prepared technique in which any person along with all people can certainly either obtain or even advertise their particular shares or maybe gives you

Learning how to get started in stock investing doesn't have to be complicated or intimidating. Anyone can learn how to invest in the stock market with some knowledge of how markets work, the types of stocks there are, and the best strategies to use. Armed with this information, you'll be ready to jump in to the world of trading with both feet.
What are Stocks?
Stocks are essentially a share of a company. When you buy stocks, you own a part of the company you are buying from. Companies sell stocks in order to raise money that they need for research, development, and expansion. If the company does well in business and profits, a part of the profits will go to you through annual dividends or through the sale of the stocks that you own.
What is the Stock Market?
The stock market is where stocks are bought and sold. It's not an actual location. In short, the stock market is the business where the trading happens. Another term for the stock market is the stock exchange. The biggest stock exchanges are NYSE (New York Stock Exchange), AMEX (American Stock Exchange), and NASDAQ (National Association of Securities Dealers). On the news, they tend to talk about the Dow Jones Industrial Average, the S&P 500, and the NASDAQ Composite Index. They all are just general market averages to give the public a basic understanding of how well the economy and companies are doing. The average return of the market is about 8 percent a year, which is a good return. However, this is the average return of the entire stock market - your investment might have a higher or lower return depending on how well the company does in a given year.
The Different Kinds of Stock
Generally, stocks are grouped in three different ways: by size, by style, or by sector. When grouping stocks by size, we refer to them as large-cap, mid-cap, or small-cap. Large-cap stocks are sold by large companies with a market cap of over five billion. Mid-cap stocks are sold by mid-sized companies that have a market value of 1 to 5 billion. Small-cap stocks are sold by companies that have a market value of less than 1 billion. Although small-cap stocks give you more potential for profit, they are riskier than large-cap or mid-cap stocks. It all depends on the risks that you're willing to take. Stocks can be grouped by style - growth and value stocks. Growth stocks are those that are expected to rise in value higher and faster than the whole market (higher than 8 percent return). Value stocks are stocks that are at lower prices than they should be, perhaps due to company problems or bad public relations. Some investors like to invest in value stocks in order to "buy low and sell high." Lastly, grouping them by sector means to separate stocks into categories depending on the industry that they're in - e.g., technology and health care.
Investing Strategies
A common low-risk strategy for investing in stocks is to buy low and sell high. You'll see better results if you employ a lot of patience and keep a cool head during dips in the market. There are two ways to do this - by investing in a value stock and holding it on for a long time until prices rise, or investing in an established company and not selling your stocks for a long time. Another important strategy to use when you're learning about investing the stock market is to diversify. None of the different types of stocks will perform the same in a given year. They all go up and down at different times - during one year, some will rise and others will fall. If you invest all of your money in only one type and then they don't do well, you lose a lot of money and it'll be hard to recoup your losses. Instead, if you spread your investments into different types, you might lose some money on certain kinds but you'll still see profits in other kinds.
Why You Should Invest in Stocks
Money that's sitting in the bank is not doing you any favors. Actually, you lose money when you leave your money in a bank account, even a high-interest savings account. Inflation will catch up to your money. With some practice and experience, along with smart decisions such as diversifying and taking the slow approach to buying and selling, soon enough you'll be seeing profits from your investments.
Now that you know more about how to invest in stocks and the strategies that you can use, there's nothing stopping you from trying your hand at buying and selling, soon enough you'll be seeing profits from your investments.

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The challenges associated with exchanging for the investment market

Stock trading has long been associated with male figures with sharp suits on Wall Street. Thanks to the Internet, things have changed, and a countless number of resources are now available to anyone, even those who shy away from the stock business, to learn stock trading.

Stock trading is the simple process of buying and selling stock in the stock market. The most popular stock exchanges in the US are the New York Stock Exchange (NYSE), the NASDAQ and the American Stock Exchange (AMEX). For one to successfully trade in stocks, they must understand the inner workings of the Stock market. Here are a few tips to help you learn stock trading.

Open a trading account.

The first thing that you require is a computer that has internet connection. A lot of research is required to find out what traders are in the market. Once you have found a good and legitimate trader, the next step is to open a trading account. This trading accounts needs to have funds in it. Money may be added through personal checks, money orders or wire transfers.

The stock market

The next step to learn stock trading is researching the stock market. This is essential to fully understand what you are about to embark on and how best to make the most of your stocks once you purchase them. You may want to look at the different companies that have stocks on offer and decide which ones you would like to purchase. Some of the factors to consider while deciding what stocks to buy are the company's reputation, the price of the stock, and the number of outstanding shares that are available for buying and selling.

Price of stock

Another important thing to take notice of when you want to learn stock trading is the prices. You have to learn how to look at the stock's high price as well as its low price for the day and the 52 week high and low prices. This is a good indicator of how the stocks are performing. It is also important to know the selling price as well as the asking price of the stock. The size of the stock tells you what quantity of stock is ready to change hands.

Read the charts

The charts show you exactly how the stocks are performing. Charts are compiled for one day, five day, three months, six months and one year trades. These charts assist in making comparisons about how the stocks were performing a year ago and how they are performing now. It also shows you how your stocks are performing when compared to other stocks in the same industry.

You access your trading account by a password supplied by your stock broker and either buy or sell stocks that are available. Numerous resources are available on the internet that will assist you in your quest to learn stock trading. There are websites that are dedicated entirely for this purpose as well as trading tutorials and courses. Because of these resources, anyone can become a trading expert in no time at all and with little effort.

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WESTBROOK - Those departing the Shoreline East train in Westbrook see an electronic sign welcoming them to town, a small bus shelter sitting on a small wooden platform only a few feet away, an aesthetically unpleasing town maintenance garage, and cars forced to park in the grass because of lack of parking spaces.

Keith Hall, who works for the DOT Division of Environmental Planning, said design plans for the new $7 million railroad station would make it identical to the Branford railroad station.

"Based on experience from the Branford project, construction should take about a year," Hall said.

Hall predicts commuters will still be able to use the Westbrook stop during construction but they may be required to park on the north side of the tracks and take a shuttle or walk across the tracks to the south side.

A new railroad station is important for the economic development of Westbrook, Representative Marilyn Giuliano, R-23rd, said, explaining that a new station "would be a big boom for Westbrook and all (Westbrook) Chamber of Commerce members are in favor of it."

Those arriving at the Branford station on Maple Street see a much different view than those arriving at Westbrook.

Branford commuters waiting for the train can park their vehicle in a free 199-space parking lot with tall antique-style lights leading up to a gray vinyl and brick façade station.

In front of the station are a bike rack and a convenient commuter drop off area.

"The Branford station provides a safe and convenient location for commuters to park and board trains on a level access," Connecticut Transportation Commissioner Stephen Korta said.

"With the other platforms either in use or under construction along Shore Line East," Korta said, "these new stations should further expedite the loading of passengers, and in turn will improve and enhance the on-time service and safety for all."

A skylight cupola is on the top of the small railroad station which offers gray benches in a sheltered area near glass walls, garbage receptacles, and a posted train schedule.

The station is ADA compliant with handicap parking and a handicap ramp going from the parking lot to the high-level platform allowing for level boarding.

The ramp is located near a row of newspaper boxes including USA Today, New Haven Register, and the New Haven Advocate.

A roof is extended westward past the building offering commuters a place to wait along the tracks in glass bay areas and an area without a roof for those looking to catch some sun while waiting for the train.

According to the DOT, the station was built to allow for future expansion of up and over facilities.

It is possible such expansion could provide parking on the north side of the tracks or allow patrons to board a train on the northbound Amtrak train line.

"This is a new day for Connecticut commuters using the Shore Line East service. It represents the state's continued commitment to provide first-class, on-time service to our residents whether traveling for business or pleasure," Governor M. Jodi Rell, said when the new Branford station opened on August 8, 2005.

"Rebuilding Connecticut's rail and public transportation system is one of my top priorities," Rell explained, "with the passage of the $1.3 billion transportation improvement program in June; Connecticut commuters will continue to see the results of the state's effort to improve rail service in the coming years."

Hall believes the award of the contract will occur in the next two months but a more critical part of the project is to get permission from Amtrak to build the station.

Before the station can be build, a pending land swap must be approved by Westbrook and a state salt storage facility must be constructed, Hall said.

The Regional Transportation Improvement Program lists the Westbrook Railroad Station as a project costing $7 million with $5.6 million in federal funds and the state paying $1.4 million, in addition to a $1.5 million grant to Westbrook.

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